Comprehensive Car Insurance Windscreen Cover

10% cashback on your premium

You always pay IN, so why shouldn’t you get something OUT! We'll reward your loyalty and claims record with a recurring cash payout that we call the OUTbonus. Get 10% of your car insurance premium (less taxes and levies) back in cash when you hold your policy claim-free for 3 years. *Terms & conditions apply

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How does windscreen cover work?

OUTsurance’s windscreen cover protects from damage to your car’s windscreen and windows. This includes repair or replacement if they are cracked, chipped, or shattered. If you have comprehensive cover with us you are covered for windscreen. *Please note, a windscreen repair instead of replacement has no effect on your OUTbonus.

What is covered?

  • Damage due to accident, fire, attempted theft and theft.
  • Damage due to weather including frost damage.
  • We will cover the costs to fix scratches on the bodywork resulting from the broken glass.
Overview

How to make a claim for windscreen cover?

We understand that you need us most when things go wrong. That’s why we're committed to making the claims process as quick and easy as possible.

To assist us with this, please call us as soon as possible regarding any windscreen cover claim on 1800 600 400. One of our friendly Claims Advisors will be here for you to guide you through the claims process. You can also call this number to discuss any queries you may have regarding your existing claim.

What will you need?
  • Your insurance policy number.
  • Your personal information.
  • Clear photographs of the damage.
  • Your car’s model and registration number.
  • Contact us as soon as possible or within 48 hours.

 

Should I ignore a small crack?

It may seem small now but all of these small cracks can develop into larger cracks with time. Call us immediately to see what we can do for you!

What you need

Why choose OUTsurance for windscreen cover?

At OUTsurance, you always get something OUT. Take advantage of cashback on your car insurance premium, great service, value-for-money prices, and comprehensive car insurance protection.

Passion for service
Passion for service

We are passionate and honest about how we operate. We believe in offering a quality service experience at all times. From Car Insurance sales to Car Insurance claims and everything in between, we are a people business that’s here for you.

Cashback with OUTbonus
Cashback with OUTbonus

We will reward your loyalty and claims record with a recurring cash payout that we call the OUTbonus. Get 10% of your insurance premiums (less taxes and levies) back in cash when you hold your policy claim-free for 3 years.* Read terms & conditions.

Decades of experience
Decades of experience

The OUTsurance Group has 25+ years of experience in business, building a trusted reputation in South Africa and Australia, placing customers at the centre of everything we do. Our insurance policies include an attractive range of features and benefits as standard, with optional covers to suit your needs. Learn more about the OUTsurance Group.

Value-for-money prices
Value-for-money prices

We take the time to learn about you and your unique car usage. We ask a number of questions to ensure we achieve a fair and accurately priced premium for your insurance needs.

Efficient with claims
Efficient with claims

We understand that you need us most when things go wrong. That's why we're committed to making the claims process as quick and easy as possible.

Irish-based company
Irish-based company

We are an Irish-based insurance company located in Cherrywood, Dublin. Our call centre agents will support and assist you with getting the right level of insurance cover.

OUTbonus – get 10% cashback

The OUTbonus has landed. Get 10% of your insurance premiums (less taxes and levies) back in cash when you hold your policy with OUTsurance claim-free for 3 years.* You always pay IN so why shouldn’t you always get something OUT! Terms & conditions apply.

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Frequently asked car insurance questions
Am I covered for frost damage to my windscreen?

Yes, OUTsurance will cover you if your windscreen is damaged or broken due to frost under this policy. This includes repair or replacement if they are cracked, chipped, or shattered. Additionally, We will cover the costs to fix scratches on the bodywork resulting from the broken glass.

How does windscreen cover work?

In the event of an accident, we will cover the cost to repair or replace your car's windscreen or windows if they are damaged or broken. We will also pay to fix any scratches on the car's body caused by the broken glass. You will need to document the damage with photos

Does fully comprehensive car insurance cover windscreen?

Yes if you have OUTsurance’s comprehensive car insurance cover then windscreen cover is included.

Does third party fire and theft cover windscreen damage?

No third party fire and theft will not cover windscreen damage or any broken or damaged glass.

Can I go to any garage to have my repairs?

Yes, however if you opt for a repairer who is not on our approved list, the coverage is capped at €150 for replacement and €50 for repairs. If you use one of our approved repairer(s), we will cover the full cost of repairs or replacement.

Am I covered for damage if a tree or branch falls and breaks my windscreen?

Yes, you are covered due to damage from severe weather where a branch of a tree might fall and smash your windscreen if you have comprehensive car insurance with OUTsurance.

What to do when you have been involved in an accident?

Do:

  • Contact our claims team on 1800 600 400 within 48 hours but where possible, straight away.
  • To assist us with validating your claim, please take as many photos as possible, at the scene and prior to being moved, if it is possible and safe to do so and retain all damaged property so that we can inspect it at one of our registered garages.
  • If your claim involves a third party, please ensure you exchange details with them so we can communicate with them on your behalf. Look for their registration number and insurance details.
  • Obtain the contact details of any independent witnesses who can assist us with validating your claim.
  • Report the incident to the Gardaí or local law enforcement if outside of the Republic of Ireland.

Do not:

  • Admit liability for the accident
  • Leave the scene of the accident if the Gardaí have been called and are on the way or local law enforcement where abroad.
  • Repair your vehicle before you have reported the incident to us.
Am I still covered in a red status extreme weather warning alert?

When met Eireann issue an extreme weather warning your insurance coverage does not change. Check with Met Eireann to keep up to date with the latest weather warnings.

Need further assistance?
Need further assistance?
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*Your OUTbonus operates across all your policies with OUTsurance (with the same customer number). When you make a claim your OUTbonus is forfeited, and the three-year cycle starts again. However, certain claims like windscreen repair do not effect your OUTbonus. You need to remain a customer with OUTsurance for the entire OUTbonus period to receive your OUTbonus.